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Out-of-Province

³Ô¹ÏÖ±²¥â€™s (TMU) Student Financial Assistance office supports the administration of provincial and territorial funding outside of Ontario, in addition to the Ontario Student Assistance Program (OSAP). 

We support out-of-province TMU students by: 

  • Completing Program Information Forms (PIF) for funding applications
  • Confirming enrolment
  • Facilitating the release of funding through institutional verification processes

Out-of-Province Funding Eligibility

You may be eligible for out-of-province funding if you resided outside of Ontario 12 months prior to starting your studies at TMU, and are either a:

  • Canadian citizen
  • Permanent resident
  • Protected person

Overview of the Process

Out-of-province student financial assistance is administered by provincial and territorial student aid authorities. TMU’s role is limited to enrolment verification after you've submitted your application to your home province or territory.

The process for out-of-province funding is as follows:

  1. Apply for financial assistance through your home province or territory.
  2. Submit required institutional forms or verification requests to TMU.
  3. TMU completes PIFs and confirms enrolment once eligibility and enrolment requirements are met.
  4. Your home province or territory completes their assessment and determines your funding eligibility.
  5. Funding is issued by the applicable provincial or territorial authority after TMU's confirmation.

Provincial and Territorial Student Aid Websites

You can apply directly through your home province or territory’s student financial assistance program via one of the following provincial or territorial sites.

Should You Apply for OSAP?

You may be eligible to apply for the if you meet one of the following OSAP residency requirements:

  • You've always resided in Ontario
  • Ontario has been your most recent province of residence for a period of at least 12 consecutive months while you haven't been enrolled in full-time post-secondary studies

If you don't meet either of these requirements, we recommend that you proceed with applying for financial aid through your home province or territory.

Submit Required Documents

To submit funding forms, enrolment verification requests or other required provincial or territorial documentation, you must complete the .

Please note:

  • Requests submitted without enrolment in MyServiceHub or without required information can't be processed.
  • Forms shouldn't be submitted by email unless specifically requested by the Student Financial Assistance office.

Exception: British Columbia Students

If you're applying through StudentAid BC, you'll have your Appendix 3 or Program Information Request submitted through the . We process StudentAid BC requests directly on the portal, and will not accept submissions via email or Google Form.

Course Load and Enrolment Requirements

You must enrol into your courses before submitting out-of-province forms to TMU’s Student Financial Assistance office. Without course enrolment, we can't complete funding-related documentation, including PIFs, enrolment verification requests or your confirmation of enrolment.

Course Enrolment Resources

A single billing unit is defined as 20% course enrolment. Though you may enrol into more than 100% course load, financial aid forms can't be completed beyond 100%.

Full-Time Studies

For student financial assistance purposes, full-time enrolment is defined as either:

  • A minimum 60% course load (3 or more courses per term)
  • A minimum 40% course load (2 or more courses per term for students with a documented permanent, prolonged or persistent disability)

Note: Course loads aren't averaged between terms. You must meet full-time requirements for each term where funding is requested.

Part-Time Studies

If you don't meet full-time course load requirements, you may be considered a part-time student for financial aid purposes. 

For student financial assistance purposes, part-time enrolment is defined as either:

  • A 40% course load or lower (2 courses or less per term)
  • A 20% course load or more (1 or more courses per term for students with a documented permanent, prolonged or persistent disability)

Note: Course loads aren't averaged between terms. You must meet part-time requirements for each term where funding is requested.

If you withdraw from studies during an academic term or reduce your course load, you must notify both TMU Student Financial Assistance via email at funding@torontomu.ca and your home province or territory immediately.

Changes to enrolment may affect:

  • Funding eligibility for upcoming terms within the funding period
  • Confirmation of enrolment
  • Interest-free status or payment-free loan status
  • Loan repayment obligations as determined by the funding provider

You're responsible for reviewing all policies and repayment requirements established by your provincial or territorial student aid authority.

Tuition Fees and Deadlines

Out-of-province students are responsible for:

  • Meeting the TMU tuition and fee payment deadlines
  • Paying any outstanding balances not covered by provincial or territorial funding
  • Complying with all application deadlines and requirements established by your home province or territory

Reminder: Funding timelines don't override institutional tuition and fee payment deadlines.

Account Holds

If you have an account hold on your MyServiceHub account (applied when fees are 31 days past due), please contact Collection Services for available repayment options.

Processing Times for Program Information Forms (PIF) Requests

PIF requests are processed in the order they are received.

The Student Financial Assistance office begins processing requests at the following times:

  • Late July for requests for the upcoming fall and winter terms
  • Late April for requests for spring/summer terms

Processing Delays

Processing may be delayed if:
 

  • Required student sections of the form are incomplete
  • You haven't enrolled in MyServiceHub yet for the applicable terms

All updates and correspondence about a request are communicated to your TMU email account within 7 to 10 business days of submission.

Confirmation of Enrolment (COE)

TMU completes COE requests through provincial and territorial portals.

COE requests are processed in the order in which they are received. They're generally completed within the first 3 weeks of the academic term or within 2 weeks of receipt of the request (whichever is later).

Release of Funds

Following completion of a COE, funding is typically released within 10 to 15 business days. You should monitor your provincial or territorial funding portal for updates. 

To verify whether funding has been issued and posted to your TMU student account,  please follow the instructions to complete an account inquiry on MyServiceHub.

Interest-Free Status

If you've previously received government student loans and are returning to full-time or part-time studies, you may be eligible to have your existing loans placed in interest-free and/or payment-free status during your period of enrolment, depending on your loan type and jurisdiction. 

Interest-free status is administered through your provincial or territorial student aid authority and/or the National Student Loans Service Centre (NSLSC), depending on the loan program. 

You're responsible for following the requirements of your loan provider, including submitting any required enrolment confirmation requests and monitoring your loan account for updates.

For guidance on how to request interest-free status, refer to your provincial or territorial student aid authority or contact the directly.